Equipment Dealer Financing

Kirby-Smith Machinery wants to understand your business and offer solutions to your unique financial needs. We have dedicated financial specialists who will find the financial options that are right for you. We will do everything we can to make it easy and affordable to buy the equipment of your choice. 


Lonnie Kilgore

Retail Finance Manager

Serving: Oklahoma, Kansas, Missouri

Phone: 405-782-7113

Susan Rader

Retail Finance Manager

Serving: North and Central Texas

Phone: 254-261-1349

J.P. Cotton

Retail Finance Manager

Serving: West Texas and Indsustrial Equipment

Phone: 432-803-2244


If you are interested in applying for Third Party Finace Application, you can begin a credit application online or download the application below.  



Third Party Finance Application


Questions Email

or contact your Regional Rep




Construction Equipment Insurance 

Construction Equipment Insurance can help protect your equipment investment, Kirby-Smith Machinery offers a comprehensive Physical Damages Insurance Program.

Insure with Confidence

You’ve bought the equipment. The financing is arranged. Now let Kirby-Smith Machinery, Inc. help you protect your investment.

  • Easy Payments
  • Competitive Rates
  • Flexible Terms
  • Easy Enrollment

At Kirby-Smith Machinery, Inc., we are committed to doing everything we can to get you back on the job as soon as possible. The Kirby-Smith Machinery, Inc. program offers fast claims service and equitable settlements.

Finance and Rent to Purchase Options

We can discuss competitive financing options that will fit your business needs. Our finance specialists have over 20 years of experience in financing heavy equipment and is committed to flexible terms and the lowest interests rates.

  • Competitive financing options
  • Lease financing from Komatsu Finance and other financiing companies
  • Capital Lease
  • Operating Lease
  • Conditional Sales Contract
  • Rent to Purchase