Equipment Dealer Financing for OK, KS, MO & TX

Kirby-Smith Machinery wants to understand your business and offer solutions to your unique financial needs. We have dedicated financial specialists who will find the financial options that are right for you. We will do everything we can to make it easy and affordable to buy the equipment of your choice. 


Lonnie Kilgore

Retail Finance Manager

Serving: Oklahoma, Kansas, Missouri

Phone: 405-782-7113

Susan Rader

Retail Finance Manager

Serving: North Texas

Phone: 254-261-1349

J.P. Cotton

Retail Finance Manager

Serving: West Texas, Indsustrial Equipment

Phone: 432-803-2244


Equipment Financing Credit Application for OK, KS, MO

  • Completed Credit Apps can be emailed to:
  • In OK, KS or MO, fax completed form to Attn: Lonnie Kilgore at 405-782-7155.
  • Or call Retail Finance toll free at 888-861-0219

Equipment Financing Credit Application for TX

  • Completed Credit Apps can be emailed to:
  • In TX, fax completed form to Attn: Susan Rader at 214-302-3373
  • Or call Retail Finance toll free at 888-861-0219

Construction Equipment Insurance 

Construction Equipment Insurance can help protect your equipment investment, Kirby-Smith Machinery offers a comprehensive Physical Damages Insurance Program.

Brochure: Construction Equipment Insurance (PDF)



Refinancing Alternatives

Refinancing can help keep more of your own capital in your pocket and help you focus on growth and profitability. 

Brochure: Refinancing Brochure (PDF)


Lease Options

Lease Options because we know financing capital equipment can be confusing and sometimes a frustrating exercise. Our finance specialists have over 20 years of experience in financing heavy equipment and is committed to flexible terms and the lowest interests rates.

Brochure: Lease Options (PDF)



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